
A Trusted Crypto Bank
Building a compliant Web3 bank that leverages blockchain and stablecoin technology to deliver efficient, transparent, and low-cost financial services for individuals and SMEs.
VISION
The Crypto Bank for the Stablecoin Era
Wanel Group
UCoin - Central Bank
- 1:1 USD-pegged stablecoin, fully backed by Swiss reserves
- Transparent, auditable, under strict regulatory oversight
VVWallet - ToC Commercial Banking
Stablecoin accounts, custody & savings, debit cards, bill payments
VVBusiness - ToB Commercial Banking
Crypto acquiring (core), fiat acquiring (complement), merchant custody & treasury solutions

—— Trusted by Global Regulators ——

Switzerland

Lithuania VASP

Lithuania EMI

HK MSO
Empowering Individuals
VVWallet enables users worldwide to:
- Open a USD-denominated stablecoin account
- Pay everyday bills (utilities, rent, telecom)
- Spend anywhere with crypto debit cards (Visa/MasterCard, Pix, etc.)
- Safely custody and grow assets with savings & fixed-income products

Enabling Merchants & SMEs
VVBusiness provides small and medium enterprises with:
- Crypto and fiat custody
- Crypto acquiring as the core, fiat acquiring as complement
- Low-cost, efficient settlement for global trade
- Treasury services including payouts, savings, and conversions

SERVICES
We Provide Innovative Financial Solutions Worldwide
Custody & Treasury Solutions
Institutional-Grade Security
Provide institutional-grade custody for stablecoin and fiat assets.
Features include bulk payouts, savings & fixed-income products, on/off-ramp liquidity, and automated reporting.
Differentiation: Tailored treasury services for SMEs — more flexible and cost-effective than traditional banks.


GROWTH & RISK TOOLS
200+
Risk dimensions monitored
Our business solutions, tailored for e-commerce and SaaS, offer API/SDK integrations that support multi-currency processing, subscriptions, and installments, helping businesses scale globally. Backed by AI-powered Sift technology, we monitor 200+ risk dimensions to prevent fraud, while ensuring security and compliance through KYB audits and PCI-DSS certification
CURRENCY EXCHANGE
20+
Currencies
Wanel offers competitive rates for 20+ currencies, including USD, EUR, HKD, and more, with transparent pricing and real-time updates, simplifying global transactions for businesses and individuals.


WHY WANEL
Unlike traditional payment companies or unregulated crypto projects, Wanel combines stablecoin issuance with licensed banking operations. This unique positioning enables us to deliver secure, compliant, and scalable financial infrastructure for the stablecoin era.
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Fully Regulated
Swiss SRO membership, EU CASP authorization, EMI license, and Hong Kong MSO license.
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End-to-End Ecosystem
From Ucoin (central bank layer) to VVWallet and VVBusiness (commercial bank layer), covering individuals and SMEs.
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Trusted Stablecoin
Ucoin, a USD-pegged stablecoin with full reserves held in Swiss banks and subject to independent audits.
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Fully Regulated
Swiss SRO membership, EU CASP authorization, EMI license, and Hong Kong MSO license.
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Global Reach
Multi-currency exchange, cross-border payments in 100+ countries, with SME-focused custody and treasury solutions.
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Transparent & Auditable
200+ risk checks, PCI DSS certification, and third-party regulatory oversight.
OUR TEAM
Our core team combines world-class talent from leading universities such as UC Berkeley, Cornell, LSE, NUS, and HKU. Members bring experience from top financial institutions (JPMorgan, HSBC, Deloitte, BCG) and global tech leaders (Binance, Amazon, Bytedance, Shopee Pay, Payoneer).
This unique “Finance + Web3” DNA gives us both a deep grasp of global financial markets and the ability to apply cutting-edge technology. We are redefining payment experiences with secure, seamless, and efficient solutions—driven by vision, expertise, and innovation.

Wanel In Numbers
100+
COUNTRIES SERVED
20+
CURRENCIES SUPPORTED
200+
RISK DIMENSIONS MONITORED
99.99%
SERVICE UPTIME

COLLABORATION
Our Industry Partners




